Life doesn't wait for payday. With FloatMe, get a cash advance of up to $200 to cover essentials between paychecks — no interest, no credit check, and no late fees. Pay it back on your next payday and float again when you need to.
Subscription Manager finds the recurring charges hiding in your bank activity and puts them in one place. Spot forgotten free trials, price hikes, and services you no longer use, and cancel the ones you don't want — so more of your money stays yours.
Credit Monitoring lets you track your credit score and get alerted to changes, so there are no surprises. Understand what's affecting your score and build healthier habits over time, all from the same app you use to float.
Link your bank, see if you qualify, and get a float of up to $200 in minutes.*
From tracking spending to unlocking savings and helping you avoid fees, FloatMe gives you the tools to stay in control of your money — no spreadsheets, no stress.
Get a heads-up before your balance runs low, so you can avoid overdrafts and float when you need to.
Discover curated offers and ways to earn a little extra, hand-picked to help members stretch their dollars further.
Simple budgeting tools and personalized insights help you see your spending clearly and plan ahead with confidence.
Real members. Real results. Here’s how FloatMe is helping people build better financial habits — one step at a time.
Keisha
FloatMe Member since 2007
Andrea
FloatMe Member since 2007
Keisha
FloatMe Member since 2007
When you're in a tight spot, you need a financial friend, not another source of debt. Floats are interest-free and easy to access. Simply sign up, link your bank account, and request a Float to check your eligibility. Unlike traditional loans, we don't charge interest and we don't report information to credit bureaus.
That's the promise of a Best Financial Friend.
In order to take a Float, you will have connected your bank account so we can deposit it. We'll also use this bank connection to withdraw your payment on the repayment date.
No, taking a Float does not impact your credit because we do not report Float activity to the major credit bureaus.
Ollie can answer most of them in seconds — and if you'd rather talk to a person, our team is one tap away.
